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1. Can City Staff tell me if I need flood insurance at a particular property?

No, City Staff cannot tell residents if they need flood insurance at their property. You should contact an insurance broker to confirm insurance requirements.

2. How can I petition to adjust the boundaries of the floodplain map?

To request a change of the floodplain map, you must apply to FEMA for a Letter of Map Change (LOMC). You can apply here.

3. Can I apply for a variance to develop in the floodplain?

The Zoning Board of Appeals (ZBA) considers applications for a floodplain variance. They are authorized to review the following cases:

•  Resolve boundary disputes (link)
•  Decide variance applications (link)
• Decide appeals of permit denials (link)

4. Can I berm my shoreline to help with flooding?

You are able to berm your property as long as it remains below the 100-year flood level and the volume of materials have been compensated elsewhere in the FSD. You should be mindful of the impact elsewhere along the shoreline, and berming your property alone doesn’t guarantee flooding won’t occur. Please contact City Staff to discuss your plans further.